Instant decision! Payday loans
Promise Payday loans offers short term small loans, repayable in full on your next payday, also called Payday Advances. They enable you to free up some cash straight away for anything from a car emergency to a plumbing emergency, up to £1000. Don’t lose sleep over it, get a Payday Loan Now!
We work with Multiple Lenders to get the Payday Loan you need. As an example, borrowing a £750 payday loan with one of our lenders for 28 days at annual interest rate of 300% (Fixed). Total amount payable by one repayment is £937.50. 1737% APR Representative.
Implications of Non-Payment
We always recommend repaying on time, and our representative examples assume that you will. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest. We suggest contacting your lender as soon as you are aware there is a problem, as otherwise, it may be noted on your credit record.
If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account. Repeated non-payment could result in a reduced credit rating. Some lenders may pursue claimants by legal means in the event of repeated non-payment. All of the above varies between lenders.
- Please look carefully at whether you can afford any loan before taking one out
- To avoid paying penalties and extra charges, repay your loan on time if at all possible
- Please be aware that if you do make late repayments or fail to repay your loan you will incur further charges that can be costly
- A UK payday loan is a short term loan. If you are looking for a loan over a longer period of time consider alternative types of finance that may be more suitable
- If you are struggling to repay your loans or think you may have debt problems you should consider looking at other alternatives that may better suit your circumstances
*This may vary from lender to lender. Some can take up to 48 hours, depending on whether the lender and your bank account support faster payments. Some may have optional extra charges, others don’t. You will never be under any obligation to accept a loan.
With Payday Loans you can:
- Pay those ‘Final Demand’ bills
- Get the electrician to fix the TV without waiting until payday!
- Pay your MOT just in time!
- Get your car back on the road before payday